Property Insurance & Risk Management

The Christi Insurance and Risk Management team delivers comprehensive protection through precision coverage, advanced analytics, and deep industry expertise. Whether you're a commercial enterprise, municipality, or nonprofit organization, we partner with you to uncover gaps and guard your assets against potential loss.

Why Christi Insurance?
We collaborate with top-tier underwriters and utilize extensive benchmarking data and appraisals to tailor property programs that go beyond basic coverage.

Our approach includes:
• In-depth risk analysis and consulting
• Precise coverage reviews
• Custom manuscript forms
• Loss prevention and control strategies
• Catastrophic risk protection (coastal, seismic, terrorism)
• Advanced catastrophe modeling
• Claims advocacy and management
• Risk retention vs. risk transfer analysis
• Specialized options like builder’s risk, boiler & machinery, and mortgage impairment

Specialized Property Programs
We don’t just cover your property—we protect your business. Our specialized programs are designed to detect hidden vulnerabilities and close critical gaps, offering:

Safety & Loss Control:
• Comprehensive Safety & Loss Prevention Assessments
• Review of Existing Risk Control Procedures
• Ergonomics and Injury Prevention Training
• Industrial Truck/Forklift Operator Training
• Accident Investigation & Root Cause Analysis
• Mock OSHA Inspections
• Customized Loss Control Surveys
• Onsite Safety Meeting Participation
• Claim Reviews and Case Studies
• Access to Technical Safety Resources

Claims Consulting:
• Liaison Between Client and Insurance Carrier
• In-Depth Technical Coverage Guidance
• Strategic Claim Settlement Consulting
• Development of Claim Management Programs
• Ongoing Claim Program Support
• Proactive Claim Advocacy
• Data-Driven Claim Review and Trend Analysis

Technology & Analytics:
• Insurance Benchmarking: Limits, Rates, and Premiums
• Advanced Claim Analytics
• Predictive Modeling for Risk Assessment
• Risk Sharing & Pricing Evaluation Models
• Loss Forecasting & Risk Retention Analysis
• Workers’ Comp Experience Mod Analysis
• Cyber Risk Profiling and Loss Cost Estimation

Brokerage Services:
• Risk Profile Analysis
• Strategy Development Aligned with Risk Objectives
• Program Design, Market Placement & Implementation
• Evaluation of Alternative Risk Financing Solutions
• Coordination of Multinational Insurance Placements
• Holistic Risk Management Consulting
• Contractual Risk Transfer Review
• Ongoing Client Education & Market Insights

Appraisal Services:
Partnering with Christi, we provide valuation and cost estimation for:
• Buildings and leasehold improvements
• Machinery, furniture, and equipment
• Content inventories and forced liquidation

We can help you:
• Determine accurate replacement values
• Maintain current appraisals
• Navigate claims efficiently and effectively

Get the solutions you need to help your business run smoothly.
Today’s evolving business climate demands a fresh approach to managing costs and risks. Contact the Christi Group today to speak with an experienced member of our Property & Casualty Insurance group.